Lloyd’s, the world’s leading insurance and reinsurance market for global risk, has unveiled the latest 12 innovative companies joining Cohort 15 of the Lloyd’s Lab Accelerator, following a highly competitive Pitch Day. The selected companies demonstrated exceptional potential to tackle some of the market’s most pressing challenges, from enabling energy infrastructure, to managing environmental risk and streamlining claims.
This cohort continues to build on the Lab’s reputation for driving meaningful impact across the market, with a strong focus on three strategic themes: Adapting to a Changing World, Traditional Lines for Today, and Data Intelligence and Process Transformation.
These themes reflect Lloyd’s strategic priorities in building a more resilient, data-driven, and future-ready insurance marketplace.
“Cohort 15 showcases the bold thinking and practical solutions that define the Lloyd’s Lab. These companies are tackling some of the most complex challenges facing our market; from emerging risks to the evolution of traditional lines with solutions that are both visionary and commercially grounded. The Lab remains a catalyst for innovation, where high-impact solutions are developed, refined, and brought to market to strengthen resilience and unlock new opportunities across the Lloyd’s ecosystem.”
Rosie Denée, Head of Innovation, Commercial Education, and Engagement
The successful teams that impressed an expert panel of Lloyd’s and market stakeholders with their transformative insurance solutions during the competitive pitch are:
Adapting to a Changing World:
- ATG Services is an environmental services company specialising in land restoration and PFAS (Per- and Poly-Fluoroalkyl Substances) remediation. With the UK’s most comprehensive ‘Forever Chemical’ database, ATG are developing scalable solutions to support insurers in managing environmental risk and improving contaminated land outcomes.
- ISARR is redefining risk management with AI-powered platforms that analyse over 2 million global security events. From insurance portals to BoydAI and risk-data.ai, ISARR equips organisations to anticipate disruption, enhance resilience, and make smarter, data-led decisions.
- Sunereum Labs is building an AI-powered insurance and reinsurance platform for energy infrastructure. It combines digital underwriting, smart contract claims, and parametric pricing to cover solar assets and support climate resilience, serving asset owners, developers, and financiers globally.
Traditional Lines for Today:
- Pinepeak predicts wildfire risk and behaviour using physics-based algorithms and geospatial AI. It delivers hyper-local forecasts and real-time intelligence, helping insurers assess exposure, price coverage confidently, and manage portfolios more effectively across the evolving global built environment.
Data intelligence and Process Transformation:
- Catbird is an AI-driven platform for specialty insurance claims. It unlocks buried data, accelerates workflows, and empowers insurance experts with actionable insights to make faster, smarter decisions with confidence.
- Creation Rights enables creators to track, control, and monetise content across platforms using patented metadata technology. Its platform ensures accurate ownership, automates royalty payments, and provides AI-powered transparency, helping creators and enterprises manage rights and reduce unlicensed content use.
- Ecliptic Technology builds collaborative platforms for the insurance market, streamlining delegated authority and claims. Its tools simplify contract lifecycles, and automate premium, claims and risk validation and reconciliation, replacing manual processes with integrated, real-time workflows across market stakeholders.
- Fluence World is a decision support tool for specialty insurers, using forensic linguistics and machine learning to uncover loss indicators in submission narratives. It enables faster, more consistent underwriting by revealing language patterns linked to loss or profitability.
- Hexa is redefining governance in the insurance market. The AI‑native platform unites processes, risks and data across functions, so operational changes flow seamlessly through claims, finance and reporting, increasing resilience and agility while preventing costly compliance failures.
- Pemberton is a female-founded environmental tech company delivering scalable biodiversity monitoring and verification. Using AI, remote sensing, and automated data processing, its platform replaces manual workflows to support trusted, transparent reporting for biodiversity net gain and carbon credit markets.
- RecordLinker is a Machine Learning powered platform for data conversion and cross-system entity resolution. It enables easy data standardisation, transformations, and generation of system-specific data formats required as payload. RecordLinker connects with core systems to support data quality checks, intuitive data administration, and workflows for key entities, along with day-to-day data maintenance tasks.
- Sustema is a behavioural analytics company helping commercial insurers improve underwriting by assessing client management behaviour. Its platform, BASE, supports better selection and portfolio design, with AI-powered tools for entity matching and emerging CO₂ emissions and regulatory needs.
The Lloyd’s Lab continues to serve as a launchpad for scalable innovation, connecting forward-thinking companies with market experts to co-develop solutions that shape the future of insurance.
